Used Truck Finance

Made easy with our fast approvals.

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Fast & Easy Used Truck Finance

One of the questions we’re asked most frequently from clients is, “is it hard to finance a secondhand truck?” The short answer is no, however how your business profiles will determine what finance options are available in the market.

For example, there are less low documentation loan options for older trucks than there are for new truck loans. Another big misconception is that banks won’t finance old trucks; this is un-true. Generally, most banks will consider older vehicles but may require more information on the condition of the asset itself, and in some instances may request it be financed over a shorter term.

If you are looking at buying a secondhand truck, there’s also a fair chance the truck is being sold privately, which leads to another commonly asked question, “can I finance a truck if I buy from a private seller?” The short answer here is yes. Once you are approved for finance, we at Black Granite Finance work with the seller to gain information and ensure that you as our client have clear ownership and title once the truck settles. There are often several additional requirements that are involved in a private sale, however we take care of all of this for you, making the transaction as smooth as possible.

We can provide used truck loans for the following trucks:

Concrete Transport Truck In-transit Mixer Unit In Motion On Coun

Give us a call or fill out our application form today to discuss the used truck finance solutions available to you.

Why Black Granite Finance

Five star service

Our clients enjoy dealing with us and we see us as an extension of their business. Working with us means you’ll always deal with an experienced broker and not a call centre.

Competitive pricing

We have strong relationships with a number of lenders and therefore have access to some of the best rates in the market.

Flexible options

We have access to a number of different loan types including chattel mortgages, finance leases as well as low doc and no deposit loans.

Fast approvals

We do all the hard work to organise the loan so you don’t have to lift a finger.

Our Fast & Easy Process

In 5 simple steps to make obtaining a vehicle loan, equipment loan or other loan simple for you!

Step 1

We get to know you, your business & your requirements.

Step 2

We request financial information if required and begin your application.

Step 3

We work hard to find you the best finance loan for your situation.​

Step 4

We finalise the paperwork with the dealer or private seller.

Step 5

We settle the transaction & hand over ownership of the goods to you.

What Are My Repayments?

Use our calculator to estimate the monthly repayments you would make each month on the gear you wish to purchase. 

Only enter a residual/balloon (%) if you wish to pay a lump sum at the end of your loan. Otherwise simply leave this field blank.


The information which you calculate from this Calculator is intended for use by you as a guide only.

Some of Our Lenders

With access to 30+ bank and non-bank lenders we’ll be sure to get your equipment loan approved and at a competitive rate.