Replacement Truck Finance
Made easy with our specialist truck lending panel.
Better Rate Replacement Truck Financing
No matter how unique, each asset owned by a business has a lifespan for how long it is kept. This may be determined by the amount of kilometers the vehicle has travelled, increased repair and maintenance costs on the vehicle or variation in work program or contracted work requirements about the age of the vehicle.
Replacing or upgrading an existing truck can be a simple process when applying for finance, particularly if your current truck is already under finance.
At Black Granite Finance we have fast and effective solutions across our panel of lenders to facilitate this replacement. Some of the basic considerations for an application will be ensuring your monthly repayments don’t exceed 125% of the current finance contract repayments and that your repayment history on the replacing finance contract is in good conduct.
There are also several replacement options where the asset does not need to be ‘like for like,’ meaning you can replace a truck with a trailer.
We can provide financing for the following replacement vehicles:
- Agitator
- Bus
- Car Carrier
- Concrete Pump
- Crane Truck
- Livestock Truck
- Pantec Truck
- Prime Mover
- Refrigerated Truck
- Tilt Tray Truck
- Tipper Truck
- Tray Truck
- Ute
- Water Truck
- Van
Let us take the stress out of upgrading your truck and give us a call on 0431 177 605 to find out about our quick and easy replacement truck loans.
Why Black Granite Finance
Five star service
Our clients enjoy dealing with us and we see us as an extension of their business. Working with us means you’ll always deal with an experienced broker and not a call centre.
Competitive pricing
We have strong relationships with a number of lenders and therefore have access to some of the best rates in the market.
Flexible options
We have access to a number of different loan types including chattel mortgages, finance leases as well as low doc and no deposit loans.
Fast approvals
We do all the hard work to organise the loan so you don’t have to lift a finger.
Our Fast & Easy Process
In 5 simple steps to make obtaining finance simple for you!
Step 1
We get to know you, your business & your requirements.
Step 2
We request financial information if required and begin your application.
Step 3
We work hard to find you the best finance loan for your situation.
Step 4
We finalise the paperwork with the dealer or private seller.
Step 5
We settle the transaction & hand over ownership of the goods to you.
What Are My Repayments?
Use our calculator to estimate the monthly repayments you would make each month on the gear you wish to purchase.
Only enter a residual/balloon (%) if you wish to pay a lump sum at the end of your loan. Otherwise simply leave this field blank.
