Debtor Funding

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Easy Debtor Finance Solutions

If you have a business that sells products or services and waits to get paid from clients each month then debtor funding may assist you to better manage your businesses cash flow.

Basically debtor funding works by providing your business with credit linked to your receivables and allows you to receive up to 80% of the value of an invoice within 24 hours rather than having to wait the full payment term of the invoice which can often by 30+ days. The remaining value is then paid to you once the invoice is paid.

If you’re interested in learning how debtor finance may assist your business give us a call today or leave us your details via our online form.

Why Black Granite Finance

Five star service

Our clients enjoy dealing with us and we see us as an extension of their business. Working with us means you’ll always deal with an experienced broker and not a call centre.

Competitive pricing

We have strong relationships with a number of lenders and therefore have access to some of the best rates in the market.

Flexible options

We have access to a number of different loan types including chattel mortgages, finance leases as well as low doc and no deposit loans.

Fast approvals

We do all the hard work to organise the loan so you don’t have to lift a finger.

What Are My Repayments?

Use our calculator to estimate the monthly repayments you would make each month on the gear you wish to purchase. 

Only enter a residual/balloon (%) if you wish to pay a lump sum at the end of your loan. Otherwise simply leave this field blank.


The information which you calculate from this Calculator is intended for use by you as a guide only.

Some of Our Lenders

With access to 30+ bank and non-bank lenders we’ll be sure to get your equipment loan approved and at a competitive rate.