Contained on this page are the Terms of Use for the site.


This site is owned by Black Granite Finance (Black Granite) ABN 35607703622 (“we”, “us” or “our”) of PO Box 86, Nobby Beach, QLD 4218

Please feel free to browse around our website as you like, subject to these terms.

If you do not agree to these terms please do not make use of this website.

If you visit our website, you’re agreeing to the terms listed on this page and any other law or regulation that applies to our website.

Agreement to these terms and conditions

By using this website and any pages or material contained therein, you agree to be bound by these terms and conditions.

Intellectual property rights

This site is the subject of copyright protection and may contain trademarks, patents, technologies, products or processes the subject of intellectual property rights vested in Black Granite Finance, its subsidiaries and/or third parties. No intellectual property licence, right or interest is granted to you in relation to those things.

User obligations

You promise that you will only make use of this website in a responsible manner and will not:

  • use this website for any purpose or in any way that is unlawful;
  • make use of the facilities provided by this website in a manner intended to, or likely to, mislead or deceive or harm others;
  • interfere with or damage the operation of this website or inconvenience others in their use (or intended use) of this website;
  • frame this site as part of another site.


While we make every effort to maintain accuracy and completeness of all the information on our website, the dynamic nature of the medium means that this website could include errors. (If you notice any error, we’d appreciate if you bring it to our attention.) Your browser and hardware configurations, over which we have no control, affect the performance and operation of this website when accessed and viewed at your computer.


We do not guarantee that any files, pages, or other things available for downloading from this website will be free of viruses or other code that may corrupt, harm or destroy. You are responsible for implementing virus and spyware checking and other procures to prevent any such corruption, harm or destruction.

Limitation of our liability to you

The use of this website is at your own risk and, to the extent permitted by law, you relieve us from any liability to you (whether in contract, tort or otherwise

whatsoever) for any loss or damage suffered by you as a result of your use of this website or as a result of your use or attempted use of or reliance on any information, service or facility provided on, by or through this website.


We sometimes provide links to websites of others. We do so as a matter of convenience. However, we do not manage or control those websites and the link should not be taken as an endorsement or warranty by us in relation to any particular aspect of aspects of those sites.

Third party actions or opinions

Black Granite Finance accepts no responsibility or liability for the actions or opinions of any third party which may be referred to on its website. These are merely references do not imply any guarantee of accuracy, recommendation, or endorsement by Black Granite Finance.


Your rights under the agreement, arising from your acceptance of these terms, are personal to you and may not be assigned without the prior written consent of us. That consent may be granted or refused in our sole discretion.

Our rights under the agreements arising from your acceptance of these terms may be assigned by us.

We will notify you if we assign by a notice posted on our website.

Governing law and jurisdiction

In the event of any claim or dispute arising either directly or indirectly out of your use of this website, this agreement is governed by the law in force in the State of Queensland, Australia.

The above limitations are to be read as being subject to, and limited by, any rights or remedies available under the Trade Practices Act (Cth) 1974 or any other legislation, which cannot be limited or negated by terms and conditions such as these.

Changes to these terms and conditions

Black Granite Finance reserves the right to make changes to the content of the website, including these terms and conditions from time to time.

Whilst changes are periodically made to the information on this site, Black Granite Finance does not warranty that information currently accessible is up to date.