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Better Rate Business Car Loans
At Black Granite Finance we have a range of finance options for all businesses looking to buy a motor vehicle. We also offer many low documentation solutions up to $150K for businesses who are looking to purchase new or used vehicles, making for a quick and easy application process.
Some of the vehicles we provide finance solutions for include:
Give us a call at Black Granite Finance today to discuss finance options for your business car loan.
Our Fast & Easy Process
In 5 simple steps to make obtaining finance simple for you!
What Are My Repayments?
Use our calculator to estimate the monthly repayments you would make each month on the gear you wish to purchase.
Only enter a residual/balloon (%) if you wish to pay a lump sum at the end of your loan. Otherwise simply leave this field blank.
Business Car Finance: What Do I Need to Know?
One commonly asked question is, “what term should I finance the car over and what balloon should I have?” This is a very broad question and the answer will vary depending on the individual business’s vehicle requirements and usage.
Key points to consider are:
Then do some research on what a similar make and model vehicle is selling for secondhand at that time. A work vehicle is a necessity for many businesses but does not generate income and therefore it’s important that you don’t structure a balloon on a vehicle that will not be worth that same value at the end of the finance contract. If this does happen you will be looking to finance negative equity into the new vehicle and may need to take cash out of the business’s workings to pay the shortfall from the sale or trade, so it is best to avoid this where possible.