Earthmoving Machinery Finance

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Fast & Easy Machinery Finance

Whether you’re a sole combination operator or a large civil contractor, it’s best not to have all your eggs in one basket by financing all of your machines with one bank.

At Black Granite Finance we aim to assist in spreading your risk across different financers to get you the best deal possible. There are many low documentation options up to $500K available for a variety of earthmoving machinery, making the application process quick and simple.

One commonly asked question is, “can I finance a used older machine?” The short answer is yes. Some funders are better than others when it comes to financing older equipment and generally there will be some considerations around the condition of the machine, i.e. hours or undercarriage, but if it’s in good condition it will be treated like any other finance application.

At Black Granite Finance we are committed to seeing you succeed and pride ourselves on providing you with a personalised service.

Some of the earthmoving machinery we have finance options for include:

Earthmoving equipment

Give us a call today to discuss your next earthmoving machinery loan.

Why Black Granite Finance

Five star service

Our clients enjoy dealing with us and we see us as an extension of their business. Working with us means you’ll always deal with an experienced broker and not a call centre.

Competitive pricing

We have strong relationships with a number of lenders and therefore have access to some of the best rates in the market.

Flexible options

We have access to a number of different loan types including chattel mortgages, finance leases as well as low doc and no deposit loans.

Fast approvals

We do all the hard work to organise the loan so you don’t have to lift a finger.

Our Fast & Easy Process

In 5 simple steps to make obtaining a vehicle loan, equipment loan or other loan simple for you!

Step 1

We get to know you, your business & your requirements.

Step 2

We request financial information if required and begin your application.

Step 3

We work hard to find you the best finance loan for your situation.​

Step 4

We finalise the paperwork with the dealer or private seller.

Step 5

We settle the transaction & hand over ownership of the goods to you.

What Are My Repayments?

Use our calculator to estimate the monthly repayments you would make each month on the gear you wish to purchase. 

Only enter a residual/balloon (%) if you wish to pay a lump sum at the end of your loan. Otherwise simply leave this field blank.


The information which you calculate from this Calculator is intended for use by you as a guide only.

Some of Our Lenders

With access to 30+ bank and non-bank lenders we’ll be sure to get your equipment loan approved and at a competitive rate.